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Independent Insurance Estimating · Colorado

Colorado Insurance Estimates That Explain Themselves.

We write and review insurance estimates for contractors and property owners across Colorado. Every line item comes with the reason it belongs there.

  • Free for claims up to $20,000
  • Answer in about 2 business days
  • Based in Colorado Springs Serving contractors and property owners across Colorado.
  • Decades of Combined Experience In restoration, mitigation, reconstruction and estimating.
  • Code-Cited Line Items Each line notes the code or manufacturer requirement behind it.
  • Secure Client Portal Upload files and get your answer in one place.
Preliminary Estimate Review

How the Review Works

Send us the estimate you have. We'll tell you whether it covers the work.

Start Your Estimate Review
  1. Upload your estimate and photos.

    Create a secure account in our client portal and send what you have. A carrier estimate, a contractor's scope or just photos is enough to start.

  2. A reviewer checks it line by line.

    We compare scope, quantities and pricing against the damage, Colorado building code and the manufacturer's requirements.

  3. You get a straight answer.

    If the estimate covers the work, we say so. If it doesn't, we quote a fixed fee to document what's missing.

Setting up your portal account takes about a minute.

Contractors and Owners

Who We Work With

Both come to us for the same thing: an estimate that holds up when someone reads it closely.

Start Your Estimate Review
  • For Contractors

    You do the work. We write it up the way a reviewer expects to read it.

    Estimates and supplements come back with code citations and line notes already in them, ready for you to submit.

  • For Property Owners and Businesses

    If the estimate you were given doesn't match the damage you're looking at, we'll review it independently.

    We look at the work, not your policy, and explain what we find in plain language.

Preliminary Review Pricing

The Review Fee Is Set by Claim Size

A preliminary review is a technical check of your estimate and claim documentation. You don't pick a plan. The size of the claim sets the fee, and you'll know it before we start.

  • Claims up to $20,000

    Free

    No charge for the preliminary review.

  • Claims over $20,000 and under $200,000

    $100

    One fixed fee for the preliminary review.

  • Claims of $200,000 and above

    $200

    One fixed fee for the preliminary review.

One Standard for Every Estimate

A Better Claim Starts With a Free Review

Contractor or property owner, every estimate gets built the same way. We have no reason to make it bigger or smaller than the job.

Start Your Estimate Review

Complimentary preliminary reviews for claims up to $20,000. Affordable fixed-fee reviews for larger claims. If you move forward with our full estimating services, your review fee is credited toward the cost.

Rather talk first? Call (719) 602-8252 or leave your number.

  • Fixed fee. Set by claim size and agreed before we start. It doesn't change with the insurer's decision.

  • Estimators, not public adjusters. We prepare the documentation. You or your contractor submit it.

  • No coverage opinions. We review estimates, not policies.

  • Colorado code research. Every estimate is checked against current state and local building code.

Rather Talk First?

Leave Your Number

We'll call you back within one business day. There's nothing to attach here. Documents go through your secure client portal later.

Review Ready Claims provides estimating and technical documentation services. We are not public adjusters, attorneys, or insurance agents, and we do not interpret policy coverage or negotiate settlements.

Rather talk it through now? Call (719) 602-8252